{"id":7606,"date":"2018-01-02T08:00:01","date_gmt":"2018-01-02T15:00:01","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=7606"},"modified":"2018-01-01T18:02:27","modified_gmt":"2018-01-02T01:02:27","slug":"featured-story-1-2018","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/featured-story-1-2018\/","title":{"rendered":"Featured Story 1 January 2018"},"content":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221;][et_pb_fullwidth_header admin_label=&#8221;Fullwidth Header&#8221; title=&#8221;A Year in Preview&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; header_fullscreen=&#8221;off&#8221; header_scroll_down=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; content_orientation=&#8221;center&#8221; image_orientation=&#8221;center&#8221; custom_button_one=&#8221;off&#8221; button_one_letter_spacing=&#8221;0&#8243; button_one_use_icon=&#8221;default&#8221; button_one_icon_placement=&#8221;right&#8221; button_one_on_hover=&#8221;on&#8221; button_one_letter_spacing_hover=&#8221;0&#8243; custom_button_two=&#8221;off&#8221; button_two_letter_spacing=&#8221;0&#8243; button_two_use_icon=&#8221;default&#8221; button_two_icon_placement=&#8221;right&#8221; button_two_on_hover=&#8221;on&#8221; button_two_letter_spacing_hover=&#8221;0&#8243; subhead=&#8221;January 2018&#8243;]<br \/>\n[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=&#8221;section&#8221;][et_pb_row admin_label=&#8221;row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; saved_tabs=&#8221;all&#8221;]<\/p>\n<p>By David P. Schaeffer<\/p>\n<p>[spacer height=&#8221;10px&#8221;]<\/p>\n<p>\u201cThis is the year I\u2019m gonna\u2026\u201d We have all said it before with a New Year\u2019s resolution. The garage is going to get cleaned out. The closet will get cleaned out. The trunk of the car will get cleaned out. The swamp is gonna get cleaned out. Sorry, I had to throw that one in there. But here we are, nothing changed.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nSo what\u2019s the motivation, what\u2019s the inspiration to make the difference? Perhaps a good book. A good movie where the underdog climbs to the top. Everyone has a different muse.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nLet\u2019s start with something simple: I want to lose 10 pounds. (I don\u2019t care if you must lose a hundred pounds, start with an attainable goal; then, move on to the next step.)<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nI want to get out of town. (I know you are thinking that visiting the great pyramids would be great. How about a great old mining town 100 miles from Phoenix?)<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nI want to make a million bucks. (That\u2019s easy. But it starts with your first penny earned.)<br \/>\nWhat I\u2019m trying to say is, if you break your lofty goals into bite-sized chunks, they are not only easily obtainable but really nice to check off your list of accomplishments.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nRealistically, when was the last time you looked at your auto insurance, your homeowners&#8217; insurance? No, we don\u2019t sell that stuff. But seriously, when was the last time you compared 5 companies to see if you had the lowest rates? If the company you have is on TV all the time, you are probably not getting the value in your pocketbook.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nHealth insurance for under-age-65 folks in Maricopa County is not pretty if you have an income above $60,000. Our only suggestion is the faith-based programs. Visit our website for a whitepaper on the subject, called \u201cUnderstanding Faith-Based Alternatives for Healthcare\u201d <a href=\"http:\/\/bit.ly\/2j4Ce65\">http:\/\/bit.ly\/2j4Ce65<\/a><\/p>\n<p>[spacer height=&#8221;05px&#8221;]<\/p>\n<p>Your life-long savings is a touchy subject. For some folks, they know more than everyone put together; for the rest of us we are kind of anxious to discuss the subject. I completely understand. That\u2019s why we offer FREE classes on Social Security and Retirement Income Planning. It\u2019s easy to come to a class with an open mind to education and no pressure to do anything but learn. If you are paying fees on your entire portfolio or own mostly mutual\u00a0funds or just want to learn if there are alternatives, call the office and get into a class. You can register online as well at www.123EasyRetire.com or www.123EasySocialSecurity.com.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nI wish you all the success and good health and a clean garage in the new year.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nRespectfully,<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nDavid P. Schaeffer<\/p>\n<p>[\/et_pb_text][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2018\/01\/Feature-one-DS.jpg&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; align=&#8221;left&#8221; max_width=&#8221;250px&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<br \/>\n[\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By David P. Schaeffer [spacer height=&#8221;10px&#8221;] \u201cThis is the year I\u2019m gonna\u2026\u201d We have all said it before with a New Year\u2019s resolution. The garage is going to get cleaned out. The closet will get cleaned out. The trunk of the car will get cleaned out. The swamp is gonna get cleaned out. Sorry, I [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7606","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. 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