[et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off”][et_pb_fullwidth_header admin_label=”Fullwidth Header” title=”Financial Tip” background_layout=”light” text_orientation=”left” header_fullscreen=”off” header_scroll_down=”off” parallax=”off” parallax_method=”off” content_orientation=”center” image_orientation=”center” custom_button_one=”off” button_one_letter_spacing=”0″ button_one_use_icon=”default” button_one_icon_placement=”right” button_one_on_hover=”on” button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_letter_spacing=”0″ button_two_use_icon=”default” button_two_icon_placement=”right” button_two_on_hover=”on” button_two_letter_spacing_hover=”0″ subhead=”December 2017″]
\n[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” saved_tabs=”all”]<\/p>\n
By Marc Frye<\/p>\n
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\nManaging your portfolio\u2026 a tricky subject!\u201d<\/strong><\/p>\n
\nThings aren\u2019t always what they seem to be. Take magic for example. What looks like an amazing trick is usually just well-executed sleight-of-hand or miss-direction. Let\u2019s shed some light on this.<\/p>\n
\nWhen talking with your advisor from \u201cABC Investments\u201d, does he or she ever tell you that he or she manages your portfolio? Now, think about this; do they see clients while the market is open? If so, who\u2019s managing your portfolio? How can they be in two places at once? Nice trick if it\u2019s your broker.<\/p>\n
\nDoes your advisor ever use mutual funds or other investment products that have the name of the investment firm on the name of the investment? Do you think that investment is the best they can offer or is it the one that the firm tells them to push?<\/p>\n
\nThis is my first contribution to the American Retirement Advisors\u2019newsletter. My name is Marc Frye. I\u2019ve been in the financial services profession continuously since 1987. My job, for a large chunk of that 30 years, was to help brokers from all of the major wire house brokerage firms as well as national banks with high-net-worth clients and complicated estate and retirement planning cases.<\/p>\n
\nThe \u201ctricks\u201d that I\u2019ve referenced above were witnessed day after day in every firm. Luckily, I was able to help and advise, without the constraint of the will of the firms.<\/p>\n
\nSo, what do we do different here at American Retirement Advisors? We are independent. We don\u2019t offer any proprietary products. We don\u2019t have a parent company telling us what to sell. We have a fiduciary relationship with our clients. That means that we MUST do what\u2019s most appropriate for you.<\/p>\n
\nAll of our plans are custom-designed by our planning team, following the model created by the firm\u2019s founder, David P. Schaeffer. The model even has a patent application. Our Certified Financial Planner Practitioner\u00ae manages our clients\u2019 portfolios. Their job is not to sell. Their sole function is to manage market securities uniquely designed to your specific goals, needs, and wants.<\/p>\n