{"id":7500,"date":"2017-11-21T08:30:12","date_gmt":"2017-11-21T15:30:12","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=7500"},"modified":"2017-11-02T12:20:17","modified_gmt":"2017-11-02T19:20:17","slug":"financial-tip-november-2017","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/financial-tip-november-2017\/","title":{"rendered":"Financial Tip November 2017"},"content":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221;][et_pb_fullwidth_header admin_label=&#8221;Fullwidth Header&#8221; title=&#8221;Financial Tip&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; header_fullscreen=&#8221;off&#8221; header_scroll_down=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; content_orientation=&#8221;center&#8221; image_orientation=&#8221;center&#8221; custom_button_one=&#8221;off&#8221; button_one_letter_spacing=&#8221;0&#8243; button_one_use_icon=&#8221;default&#8221; button_one_icon_placement=&#8221;right&#8221; button_one_on_hover=&#8221;on&#8221; button_one_letter_spacing_hover=&#8221;0&#8243; custom_button_two=&#8221;off&#8221; button_two_letter_spacing=&#8221;0&#8243; button_two_use_icon=&#8221;default&#8221; button_two_icon_placement=&#8221;right&#8221; button_two_on_hover=&#8221;on&#8221; button_two_letter_spacing_hover=&#8221;0&#8243; subhead=&#8221;November 2017&#8243;] [\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=&#8221;section&#8221;][et_pb_row admin_label=&#8221;row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; saved_tabs=&#8221;all&#8221;]<\/p>\n<p>&nbsp;<\/p>\n<p>By David S. Edge<\/p>\n<p>[spacer height=&#8221;10px&#8221;]<br \/>\nNo \u201cBest\u201d\u2026 Only what\u2019s \u201cMost Appropriate!\u201d\u00a0Many of our clients ask \u201cWhat\u2019s Best\u201d? It doesn\u2019t\u00a0matter what they are seeking answers to Medicare,\u00a0financial retirement advice, POAs, DORs, etc. The\u00a0thing most folks don\u2019t realize is that there is no best!<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\n<strong>The answer is what\u2019s most appropriate for you!<\/strong><\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nEveryone has different financial goals, just like they have different medical\u00a0conditions, so there is no \u2018one size fits all\u2019. That\u2019s what\u2019s great about America,\u00a0our freedom to choose.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nBut an experienced planning pro looks at the myriad of choices as a buffet or\u00a0smorgasbord of selections where we get to pick what we want to accomplish\u00a0for your individual goals. That goal is usually \u201cwhat\u2019s best for you\u201d.<br \/>\nA great planner will assist you with the choices by reviewing your personal\u00a0needs, not just \u201chow much money do you have\u201d. What you have, is not where\u00a0the conversation should start. Reviewing what you need, and where you need\u00a0to be in order to reach your retirement goals, should be the main course of the\u00a0conversation. An inventory of what you have is down the list of what\u2019s\u00a0important.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nThe discussion should center on who are your dependents? Does the planner\u00a0need to take into consideration that you take care of an elderly parent or\u00a0disabled adult child? What would happen if there is a loss of a spouse? The timing\u00a0of your retirement, the longevity of family members and history, i.e., life\u00a0expectancy? What is the sequence of financial returns, and what are the tax<br \/>\nimplications? Projections over time, adjusting for inflation and how that would\u00a0impact rising health care cost and day-to-day living expenses.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\nThese and other questions are the meat and potatoes of the initial discussion.\u00a0These answers will create the framework of what, when, and where the\u00a0answers will come from. Your first important task is to select the person who<br \/>\nwill guide you through the maze.<\/p>\n<p>[spacer height=&#8221;05px&#8221;]<br \/>\n<strong>We, at American Retirement Advisors, search for solutions that will be your<\/strong><br \/>\n<strong>most appropriate selection for your personal plan. Call us we can help!<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/11\/Slide6.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; align=&#8221;left&#8221; max_width=&#8221;250px&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;] [\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; By David S. Edge [spacer height=&#8221;10px&#8221;] No \u201cBest\u201d\u2026 Only what\u2019s \u201cMost Appropriate!\u201d\u00a0Many of our clients ask \u201cWhat\u2019s Best\u201d? It doesn\u2019t\u00a0matter what they are seeking answers to Medicare,\u00a0financial retirement advice, POAs, DORs, etc. The\u00a0thing most folks don\u2019t realize is that there is no best! [spacer height=&#8221;05px&#8221;] The answer is what\u2019s most appropriate for you! [spacer [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7500","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. 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