{"id":7451,"date":"2017-10-03T08:00:34","date_gmt":"2017-10-03T15:00:34","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=7451"},"modified":"2017-09-28T11:29:14","modified_gmt":"2017-09-28T18:29:14","slug":"october-2017-featured-story-1","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/","title":{"rendered":"October 2017 Featured Story 1"},"content":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221;][et_pb_fullwidth_header admin_label=&#8221;Fullwidth Header&#8221; title=&#8221;Like &#8217;em or hate &#8217;em, we have to support initiatives&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; header_fullscreen=&#8221;off&#8221; header_scroll_down=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; content_orientation=&#8221;center&#8221; image_orientation=&#8221;center&#8221; custom_button_one=&#8221;off&#8221; button_one_letter_spacing=&#8221;0&#8243; button_one_use_icon=&#8221;default&#8221; button_one_icon_placement=&#8221;right&#8221; button_one_on_hover=&#8221;on&#8221; button_one_letter_spacing_hover=&#8221;0&#8243; custom_button_two=&#8221;off&#8221; button_two_letter_spacing=&#8221;0&#8243; button_two_use_icon=&#8221;default&#8221; button_two_icon_placement=&#8221;right&#8221; button_two_on_hover=&#8221;on&#8221; button_two_letter_spacing_hover=&#8221;0&#8243; subhead=&#8221;October 2017&#8243;] [\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=&#8221;section&#8221;][et_pb_row admin_label=&#8221;row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; saved_tabs=&#8221;all&#8221;]<\/p>\n<p>By David Schaeffer<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p><strong><em>I\u2019m just not sure anything will actually really happen<br \/>\nwhile the market continues to rage. \u00a0At the end of the day,<br \/>\nif we could put our differences aside and focus on<br \/>\ncommon goals, we can actually get things done!<\/em><\/strong><\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>However you look at the current President of United States, he is still our President. We can all agree that he is not articulate with the press, and not consistent in his public statements. At the end of the day, we need to get important stuff done. We voted for him, now we need to support him, so we can actually get what our country needs. We are like the crowd at the hometown game. We are the 12<sup>th<\/sup> man on the field. We can boo and hiss, or we can rally<br \/>\nfor the common goal. I choose the latter.<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>We need to FULLY employ our citizens and make up for over 12 years of zero wage growth. We need to fix the healthcare system for the 8% of Americans that need it. <em>(Yup, the Affordable Care Act only affects 8% of the population. Seems like more, but no, just 8%.<\/em>) We need to rebuild our country&#8217;s infrastructure from the ground up. We need to CREATE American jobs. Which really means re-educating our workforce for important future-proof jobs, not service work. Modern work, like computer programming, is now called \u201ccoding\u201d. The simple repetitive jobs are going away very quickly. Cashiers are being replaced by self-service checkouts. Wait staff at restaurants are aided by tableside tablets for drink refills and bill payment, and they too will soon become obsolete. Farming thousands of acres of America\u2019s heartland are now plowed and harvested by remote-controlled, and self-driving equipment. Autonomous drones now survey miles of fence lines instead of cowboys. As for auto and home insurance sales, 42% of this type of insurance is purchased online without the need for human salespeople. Chatbots (artificially intelligent robots) are the first\u00a0responders for most major companies when a consumer initiates an online chat. \u00a0The Washington Post published a great many stories created autonomously by artificially intelligent software programs\u2026not human journalists!<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>If the last paragraph was completely foreign, I\u2019m sorry. Today is different from any time in our past. Technology is progressing extremely fast. Today\u2019s startup companies may follow a path unheard of to business leaders of the past. They may NEVER make a profit, on purpose!<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>Our President is from the old school. Back in the days of Vanderbilt and Rockefeller, there was a term called \u201cRobber Barron\u201d. \u00a0This is from a period of time when our country was growing at a pace so quickly, the world took notice as the United States became the most productive country on our planet. In those days, there was a similar disparity between rich and poor. The rich got richer and the poor\u2026well, stayed poor.<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>While the stock market is raging, 103 months without a significant decline, we still have very little inflation. Wage growth shows signs of improvement, but there is little growth in our tax base or bond interest rates.<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>To fund public projects, the government needs to write a check, or issue a bond to fund the project. Since most state and local governments are not sitting on any excess money, issuing a bond is the only alternative. Hmmm,<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p>bonds are currently paying 1% to 2% with short term maturities. To get a 5% tax-free municipal bond, it won&#8217;t mature until 2050. \u00a0So\u2026 we sit and wait.<\/p>\n<p>[spacer height=&#8221;03px&#8221;]<\/p>\n<p><strong><em>I\u2019m just not sure anything will actually really happen while the market continues to rage. \u00a0At the end of the day, if we could put our differences aside and focus on common goals, we can actually get things done!<\/em><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/09\/Featured-story-1.jpg&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; align=&#8221;left&#8221; max_width=&#8221;250px&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;] [\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By David Schaeffer [spacer height=&#8221;03px&#8221;] I\u2019m just not sure anything will actually really happen while the market continues to rage. \u00a0At the end of the day, if we could put our differences aside and focus on common goals, we can actually get things done! [spacer height=&#8221;03px&#8221;] However you look at the current President of United [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7446,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"October 2017 Featured Story 1\",\"datePublished\":\"2017-10-03T15:00:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/\"},\"wordCount\":878,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/09\/Featured-story-1.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/october-2017-featured-story-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/09\/Featured-story-1.jpg\",\"datePublished\":\"2017-10-03T15:00:34+00:00\",\"description\":\"American Retirement Advisors, David P. 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