[et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off”][et_pb_fullwidth_header admin_label=”Fullwidth Header” title=”Success Story of the Month” background_layout=”light” text_orientation=”left” header_fullscreen=”off” header_scroll_down=”off” parallax=”off” parallax_method=”off” content_orientation=”center” image_orientation=”center” custom_button_one=”off” button_one_letter_spacing=”0″ button_one_use_icon=”default” button_one_icon_placement=”right” button_one_on_hover=”on” button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_letter_spacing=”0″ button_two_use_icon=”default” button_two_icon_placement=”right” button_two_on_hover=”on” button_two_letter_spacing_hover=”0″ subhead=”August 2017″] [\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” saved_tabs=”all”]<\/p>\n
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By David S Edge<\/p>\n
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Mike and Diane had been clients for years and called one day out of the blue to ask a few questions.<\/p>\n
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\n\u201cBe glad to help! What do you need?\u201d I replied.<\/p>\n
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\n\u201cWell, it\u2019s not us; it\u2019s our daughter, Kay\u201d. They continued with they knew we were retirement planners and most of our clients are 55 years or older, but they were trying to assist their oldest daughter, who was a doctor, with her retirement planning even though she was only 41 years old.<\/p>\n
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\nShe is maxing out her 401K every year, makes too much to contribute to a ROTH IRA, and has fully funded her traditional IRA. We were hoping you had some ideas for assisting her with other tax-efficient financial planning that she could take advantage of for long-term growth.<\/p>\n
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\n\u201cGreat! Why don\u2019t we set up an appointment with one of our expert planners?\u201d So a date was set and we met Kay. After reviewing and ensuring she understood everything she already has, we tackled new information on what was next for her long-term financial retirement plan.<\/p>\n
[spacer height=”04px”] [spacer height=”04px”] [spacer height=”04px”]<\/p>\n These insured savings programs can be started with a lump sum initial deposit or monthly contributions. They grow tax deferred and can allow you to reap long-term financial benefits for you and your family.<\/p>\n [spacer height=”04px”] [spacer height=”06px”] <\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image” src=”https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/08\/Success-Story.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” max_width=”250px” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] [\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Not Enough Opportunity!!! [spacer height=”10px”] By David S Edge [spacer height=”08px”] Mike and Diane had been clients for years and called one day out of the blue to ask a few questions. [spacer height=”04px”] \u201cBe glad to help! What do you need?\u201d I replied. [spacer height=”04px”] \u201cWell, it\u2019s not us; it\u2019s our daughter, Kay\u201d. […]<\/p>\n","protected":false},"author":1,"featured_media":7365,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7367","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\n
\nMost folks during their working years are familiar with stocks, bonds, and mutual funds. That\u2019s what\u2019s promoted on TV, available in your 401K, and through your retail broker. Comprehensive holistic planners (like us at American Retirement Advisors) acting in your best interest, will educate themselves and<\/strong> their clients on every<\/strong> financial tool available rather than what\u2019s available through their firm\u2019s portfolio.<\/p>\n
\nAfter reviewing options with Kay, we found a tax-deferred, fully insured savings program that allowed for growth, based on both market performance and a guaranteed minimum rate of return, including protection against downside loss, tax-free withdrawals in retirement, and has protection for beneficiaries against taxes in the future.<\/p>\n
\nKay was delighted with the meeting results and loved the fact that she learned something new on how to prepare for her and her family\u2019s financial future. At the same time we also reviewed Kay\u2019s need for \u201cPower of Attorney\u201d for financial and health directives as well as a \u201cDo not resuscitate\u201d. Additionally, we also looked at Long-Term Care and Life policies that are much less expensive at her current age, but that would get extremely expensive at older ages.<\/p>\n
\nSo for all you parents that have adult kids in their 30\u2019s and 40\u2019s that need help with financial planning, give us a call! We\u2019re here to help!<\/strong><\/p>\n