{"id":6796,"date":"2017-01-24T08:30:52","date_gmt":"2017-01-24T15:30:52","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=6796"},"modified":"2017-01-19T13:22:37","modified_gmt":"2017-01-19T20:22:37","slug":"its-a-new-year-jan-2017","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/","title":{"rendered":"It&#8217;s a New Year.. Jan 2017"},"content":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221;][et_pb_fullwidth_header admin_label=&#8221;Fullwidth Header&#8221; title=&#8221;It&#8217;s a New Year Jan 2017&#8243; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; header_fullscreen=&#8221;off&#8221; header_scroll_down=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; content_orientation=&#8221;center&#8221; image_orientation=&#8221;center&#8221; custom_button_one=&#8221;off&#8221; button_one_letter_spacing=&#8221;0&#8243; button_one_use_icon=&#8221;default&#8221; button_one_icon_placement=&#8221;right&#8221; button_one_on_hover=&#8221;on&#8221; button_one_letter_spacing_hover=&#8221;0&#8243; custom_button_two=&#8221;off&#8221; button_two_letter_spacing=&#8221;0&#8243; button_two_use_icon=&#8221;default&#8221; button_two_icon_placement=&#8221;right&#8221; button_two_on_hover=&#8221;on&#8221; button_two_letter_spacing_hover=&#8221;0&#8243;] [\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=&#8221;section&#8221;][et_pb_row admin_label=&#8221;row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<p>By David Schaeffer<\/p>\n<p>[spacer height=&#8221;10px&#8221;]<\/p>\n<p>I\u2019m always optimistic, that\u2019s just how I am wired I guess.<\/p>\n<p>[spacer height=&#8221;04px&#8221;]<br \/>\nThere are so many great things to be thankful for in America. We have the highest standard of living in the world. The media may say otherwise\u2026 We have food in abundance, our economy is recovering, and overall our health is improving. I think it\u2019s a great time to be a resident of this great nation.<\/p>\n<p>[spacer height=&#8221;04px&#8221;]<br \/>\nSure, we have things to fix. Sure, it\u2019s not perfect. Look at the alternatives. I think I\u2019ll stay and make the best of it. My perspective is different than most; I make my own success. I never rely on status quo, what \u201cthey\u201d say or push my concerns on other folks.<\/p>\n<p>[spacer height=&#8221;04px&#8221;]<br \/>\nThis year will be as we make it. If everyone is exuberantly optimistic, and pitches in to help our fellow neighbor, we will have a great year.<\/p>\n<p>[spacer height=&#8221;04px&#8221;]<br \/>\nHopefully, gone are the days where we need to watch what we say in fear of reprisal, for not speaking politically correct. Hopefully, we will usher in accountability for our public welfare systems. Hopefully, we will remove regulations that will allow businesses to offer their products and services profitably as to increase employment and prosperity. Hopefully, we will continue the good things of previous administrations and make appropriate adjustments for sustainable good service to our communities.<\/p>\n<p>[spacer height=&#8221;04px&#8221;]<br \/>\nThe good news is, we are here, and we have a front row seat to watch or even participate in keeping our nation great!<\/p>\n<p>[spacer height=&#8221;04px&#8221;]<\/p>\n<p><strong>Happy New Year!<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; align=&#8221;left&#8221; max_width=&#8221;200px&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;] [\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By David Schaeffer [spacer height=&#8221;10px&#8221;] I\u2019m always optimistic, that\u2019s just how I am wired I guess. [spacer height=&#8221;04px&#8221;] There are so many great things to be thankful for in America. We have the highest standard of living in the world. The media may say otherwise\u2026 We have food in abundance, our economy is recovering, and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6732,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[90],"tags":[93],"class_list":["post-6796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-new-year"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"It&#8217;s a New Year.. Jan 2017\",\"datePublished\":\"2017-01-24T15:30:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/\"},\"wordCount\":500,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png\",\"keywords\":[\"New Year\"],\"articleSection\":[\"General\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png\",\"datePublished\":\"2017-01-24T15:30:52+00:00\",\"description\":\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\",\"breadcrumb\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png\",\"width\":407,\"height\":407,\"caption\":\"The American Retirement Advisor January 2017\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/americanretirementadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"It&#8217;s a New Year.. Jan 2017\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"name\":\"American Retirement Advisors\",\"description\":\"Expert Retirement Planning Advice\",\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/americanretirementadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\",\"name\":\"American Retirement Advisors\",\"alternateName\":\"ARA\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"width\":2560,\"height\":850,\"caption\":\"American Retirement Advisors\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AmericanRetirementAdvisors\",\"https:\/\/www.youtube.com\/americanretire\",\"https:\/\/www.instagram.com\/123easyretire\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\",\"name\":\"David Schaeffer\",\"description\":\"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/","twitter_misc":{"Written by":"David Schaeffer","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#article","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/"},"author":{"name":"David Schaeffer","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874"},"headline":"It&#8217;s a New Year.. Jan 2017","datePublished":"2017-01-24T15:30:52+00:00","mainEntityOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/"},"wordCount":500,"publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png","keywords":["New Year"],"articleSection":["General"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/","url":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/","name":"American Retirement Advisors 800-568-1095 Expert Advice","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png","datePublished":"2017-01-24T15:30:52+00:00","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","breadcrumb":{"@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#primaryimage","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png","width":407,"height":407,"caption":"The American Retirement Advisor January 2017"},{"@type":"BreadcrumbList","@id":"https:\/\/americanretirementadvisors.com\/its-a-new-year-jan-2017\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanretirementadvisors.com\/"},{"@type":"ListItem","position":2,"name":"It&#8217;s a New Year.. Jan 2017"}]},{"@type":"WebSite","@id":"https:\/\/americanretirementadvisors.com\/#website","url":"https:\/\/americanretirementadvisors.com\/","name":"American Retirement Advisors","description":"Expert Retirement Planning Advice","publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanretirementadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/americanretirementadvisors.com\/#organization","name":"American Retirement Advisors","alternateName":"ARA","url":"https:\/\/americanretirementadvisors.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","width":2560,"height":850,"caption":"American Retirement Advisors"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanRetirementAdvisors","https:\/\/www.youtube.com\/americanretire","https:\/\/www.instagram.com\/123easyretire"]},{"@type":"Person","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874","name":"David Schaeffer","description":"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.","url":"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/"}]}},"jetpack_featured_media_url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2017\/01\/Picture1.png","jetpack_shortlink":"https:\/\/wp.me\/p6z8IX-1LC","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/comments?post=6796"}],"version-history":[{"count":4,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6796\/revisions"}],"predecessor-version":[{"id":6800,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6796\/revisions\/6800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media\/6732"}],"wp:attachment":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media?parent=6796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/categories?post=6796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/tags?post=6796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}