{"id":6488,"date":"2016-09-19T08:45:01","date_gmt":"2016-09-19T15:45:01","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=6488"},"modified":"2016-09-19T07:06:18","modified_gmt":"2016-09-19T14:06:18","slug":"success-story-of-the-month-grown-kids-ahhh","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-grown-kids-ahhh\/","title":{"rendered":"Success Story of the Month: Grown Kids!!! Ahhh!!"},"content":{"rendered":"

\"34299218<\/a><\/p>\n

Success Story of the Month: Grown Kids!!! Ahhh!!<\/span><\/h1>\n

By David S. Edge<\/h3>\n

<\/h3>\n

Unfortunately this is a tale of woe we hear many times from many clients who have grown kids who are not quite as successful as they wish they were. Fortunately, there are answers for these grown kid challenges!\u00a0We meet dozens of parents who are attempting to retire but there seems to be a small anchor around their neck. A grown child living at home.\u00a0We have a couple of scenarios:<\/span><\/p>\n

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Beth and Bill<\/strong>\u00a0\u00a0<\/span>had worked hard, saved money, and put their son through college. They were happy and loved their son who was a musician. While he seemed to\u00a0be busy enough with musical work, there\u00a0never seemed to be enough profit after\u00a0expenses from his gigs for him to pay his\u00a0monthly bills. It got so bad, that he even\u00a0had to move back into his parent\u2019s home and live in his old room that he hadn\u2019t lived in since high school.\u00a0While they loved their son, they knew that unless something changed he was always going to need financial assistance. What would he do when they were gone? They didn\u2019t just want him to inherit all of their assets with no restrictions. They loved their son, but they knew he wasn\u2019t good with managing his money. What is the answer? After checking with American Retirement Advisors they found they had definite answers! There are financial products that can be controlled from beyond the grave. After meeting and researching which ones were applicable for them…. problem solved! Not only did they have answers for themselves, they had FINANCIAL STABILITY answers for their son.<\/span><\/p>\n

 <\/p>\n

Another case <\/span><\/strong>was the fact that a couple had a grown disabled child and was concerned about her welfare after they were gone. After meeting with our team they found the answer was a TRUST that protected and financed her care after they were gone.<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

The third example <\/span><\/strong>was a husband and wife with several adult children that they were constantly bailing out from bad financial situations. Now they are trying to get their retirement together but can\u2019t seem to get any money into the retirement accounts! The solution was simple. STOP giving the grown kids money. The Bank of Mom & Dad is closed! Our planning advisor instructed them to have the kids call her when they wanted money and she would tell them \u201cno.\u201d If the parents could not say no, we would. Our kids, as much as we love them, will always seek the easy answer for an issue, and if the easy answer is just a phone call to parents, that\u2019s what they will do. Parents must break this habit! Sometimes they just need help setting the future expectation that they are not the answer with unlimited funds. At some point Mom and Dad need to focus on Mom and Dad\u2019s retirement.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Success Story of the Month: Grown Kids!!! Ahhh!! By David S. Edge Unfortunately this is a tale of woe we hear many times from many clients who have grown kids who are not quite as successful as they wish they were. Fortunately, there are answers for these grown kid challenges!\u00a0We meet dozens of parents who […]<\/p>\n","protected":false},"author":1,"featured_media":6489,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nAmerican Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. 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IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-grown-kids-ahhh\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-grown-kids-ahhh\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-grown-kids-ahhh\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"Success Story of the Month: Grown Kids!!! 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