<\/title> <\/p>\n<p>\t<br \/>\n\t<\/p>\n<p>\t<br \/>\n\t<\/p>\n<p>\t<br \/>\n\t<br \/>\n\t\t<br \/>\n\t<\/p>\n<p>\t<\/p>\n<p>\t<\/p>\n<style>\n<p>\t\t\/* What it does: Remove spaces around the email design added by some email clients. *\/\n\t\t\/* Beware: It can remove the padding \/ margin and add a background color to the compose a reply window. *\/\n html,\n body {\n\t margin: 0 auto !important;\n padding: 0 !important;\n height: 100% !important;\n width: 100% !important;\n }<\/p>\n<p> \/* What it does: Stops email clients resizing small text. *\/\n * {\n -ms-text-size-adjust: 100%;\n -webkit-text-size-adjust: 100%;\n }<\/p>\n<p> \/* What it does: Centers email on Android 4.4 *\/\n div[style*=\"margin: 16px 0\"] {\n margin:0 !important;\n }<\/p>\n<p> \/* What it does: Stops Outlook from adding extra spacing to tables. *\/\n table,\n td {\n mso-table-lspace: 0pt !important;\n mso-table-rspace: 0pt !important;\n }<\/p>\n<p> \/* What it does: Fixes webkit padding issue. Fix for Yahoo mail table alignment bug. Applies table-layout to the first 2 tables then removes for anything nested deeper. *\/\n table {\n border-spacing: 0 !important;\n border-collapse: collapse !important;\n table-layout: fixed !important;\n margin: 0 auto !important;\n }\n table table table {\n table-layout: auto; \n }<\/p>\n<p> \/* What it does: Uses a better rendering method when resizing images in IE. *\/\n img {\n -ms-interpolation-mode:bicubic;\n }<\/p>\n<p> \/* What it does: A work-around for iOS meddling in triggered links. *\/\n .mobile-link--footer a,\n a[x-apple-data-detectors] {\n color:\"#ffffff\" !important;\n text-decoration: \"#ffffff\" !important;\n }<\/p>\n<p> hr {\n display: block;\n margin-top: 0.5em;\n margin-bottom: 0.5em;\n margin-left: auto;\n margin-right: auto;\n border-style: inset;\n border-width: 2px;\n border-color: forestgreen;\n color: forestgreen;\n } <\/p>\n<\/style>\n<p> <\/p>\n<style>\n<p> \/* What it does: Hover styles for buttons *\/\n .button-td,\n .button-a {\n transition: all 100ms ease-in;\n }\n .button-td:hover,\n .button-a:hover {\n background: #23aa17 !important;\n border-color: #23aa17 !important;\n }<\/p>\n<p> \/* Media Queries *\/\n @media screen and (max-width: 480px) {<\/p>\n<p> \/* What it does: Forces elements to resize to the full width of their container. Useful for resizing images beyond their max-width. *\/\n .fluid,\n .fluid-centered {\n width: 100% !important;\n max-width: 100% !important;\n height: auto !important;\n margin-left: auto !important;\n margin-right: auto !important;\n }\n \/* And center justify these ones. *\/\n .fluid-centered {\n margin-left: auto !important;\n margin-right: auto !important;\n }<\/p>\n<p> \/* What it does: Forces table cells into full-width rows. *\/\n .stack-column,\n .stack-column-center {\n display: block !important;\n width: 100% !important;\n max-width: 100% !important;\n direction: ltr !important;\n }\n \/* And center justify these ones. *\/\n .stack-column-center {\n text-align: center !important;\n }<\/p>\n<p> \/* What it does: Generic utility class for centering. Useful for images, buttons, and nested tables. *\/\n .center-on-narrow {\n text-align: center !important;\n display: block !important;\n margin-left: auto !important;\n margin-right: auto !important;\n float: none !important;\n }\n table.center-on-narrow {\n display: inline-block !important;\n }<\/p>\n<p> }<\/p>\n<\/style>\n<p><\/head><br \/>\n<body width=\"100%\" bgcolor=\"#404f59\" style=\"margin: 0;\"><br \/>\n <center style=\"width: 100%; background: #ffffff;\"><\/p>\n<p> <\/p>\n<div style=\"display:none;font-size:1px;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;mso-hide:all;font-family: sans-serif;\">\n Who is in control of your retirement income? We can help!\n <\/div>\n<p> <\/p>\n<p> <\/p>\n<div style=\"max-width: 680px; margin: auto;\">\n <\/p>\n<p> <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" align=\"middle\" width=\"100%\" style=\"max-width: 680px;\" role=\"presentation\">\n<tr>\n<td style=\"padding: 20px 0; text-align: center\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.53.09-AM.png\" style=\"width: 100%; max-width: 680px;\" alt=\"alt_text\" border=\"0\"><\/td>\n<\/tr>\n<\/table>\n<p> <\/p>\n<p> <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" align=\"center\" width=\"100%\" style=\"max-width: 680px;\" role=\"presentation\">\n <\/p>\n<tr>\n<td bgcolor=\"#ffffff\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\" width=\"680\" height=\"\" alt=\"alt_text\" border=\"0\" align=\"center\" style=\"width: 100%; max-width: 680px;\">\n\t\t\t\t\t<\/td>\n<\/tr>\n<p> <\/p>\n<p> <\/p>\n<tr>\n<td bgcolor=\"#ffffff\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 40px; text-align: center; font-family: sans-serif; font-size: 18px; mso-height-rule: exactly; line-height: 20px; color: #555555;\">\n <strong><br \/>\n If your portfolio goes up and down every time a headline hits the news, but your expenses stay the same, is that a problem?<\/p>\n<hr>\n<p> Are you concerned about running out of money in retirement?<\/p>\n<p><\/p>\n<hr>\n<p> Are taxes eating into your retirement savings, or potentially into your children’s inheritance?<\/p>\n<p> <\/strong><br \/>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n<\/table>\n<\/td>\n<\/tr>\n<p> <\/p>\n<p> <\/p>\n<tr>\n <\/p>\n<td bgcolor=\"#555555\" valign=\"middle\" style=\"text-align: center; background-position: center center !important; background-size: cover !important;\">\n<div>\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"center\" width=\"100%\" style=\"max-width:500px; margin: auto;\">\n<tr>\n<td valign=\"middle\" style=\"text-align: center; padding: 40px 20px; font-family: sans-serif; font-size: 20px; mso-height-rule: exactly; line-height: 23px; color: #ffffff;\">\n <strong><\/p>\n<h1>WE CAN HELP!<\/h1>\n<p><\/strong><br \/>Click below to register for a workshop today!\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/div>\n<p> \n <\/td>\n<\/tr>\n<p> <\/p>\n<p><\/p>\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"center\" width=\"100%\" style=\"max-width:660px;\">\n<tr>\n<td align=\"center\" valign=\"top\" style=\"font-size:0;\">\n <\/p>\n<div style=\"display:inline-block; margin: 0 -2px; max-width:33.33%; min-width:220px; vertical-align:top; width:100%;\" class=\"stack-column\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 10px 0px;\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\" style=\"font-size: 14px;text-align: center;\">\n<tr>\n<td>\n <center><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/SSworkshop.png\" width=\"100\" height=\"100\" alt=\"\" style=\"border: 0;width: 100%;max-width: 100px;max-height: 100px;\" class=\"center-on-narrow\"><br \/>\n <\/center>\n <\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Scottsdale Office<br \/><\/strong>8501 E. Princess Dr.<br \/>Suite #210<br \/>Scottsdale, AZ 85255<\/p>\n<p><strong>Tuesday, September 13<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"https:\/\/www.tfaforms.com\/429223\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n <center><span style=\"color:#ffffff\">Click to register<\/span><\/center><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<\/table>\n<\/tr>\n<\/table><\/div>\n<p> <\/p>\n<div style=\"display:inline-block; margin: 0 -2px; max-width:33.33%; min-width:220px; vertical-align:top; width:100%;\" class=\"stack-column\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 10px 0px;\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\" style=\"font-size: 14px;text-align: center;\">\n<tr>\n<td>\n <center><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/CVIworkshop.png\" width=\"100\" height=\"100\" alt=\"\" style=\"border: 0;width: 100%;max-width: 100px;max-height: 100px;\" class=\"center-on-narrow\"><br \/>\n <\/center>\n <\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Glendale Foothills<br \/> Public Library<\/strong><br \/>19055 N. 57th Ave.<br \/>Glendale, AZ 85308<\/p>\n<p><strong>Monday, September 12<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"https:\/\/www.tfaforms.com\/forms\/view\/436104?tfa_1=tfa_8&tfa_2=tfa_6\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n\t\t\t\t\t\t\t\t <center><span style=\"color:#ffffff\">Click to register<\/span><\/center><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Mustang<br \/> Public Library<\/strong><br \/>10101 N. 90th St.<br \/>Scottsdale, AZ 85258<\/p>\n<p><strong>Wednesday, September 14<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"https:\/\/www.tfaforms.com\/forms\/view\/436104?tfa_1=tfa_5&tfa_2=tfa_3\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n\t\t\t\t\t\t\t\t <center><span style=\"color:#ffffff\">Click to register<\/span><\/center><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<\/tr>\n<\/table>\n<\/tr>\n<\/table><\/div>\n<p> <\/p>\n<div style=\"display:inline-block; margin: 0 -2px; max-width:33.33%; min-width:220px; vertical-align:top; width:100%;\" class=\"stack-column\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 10px 0px;\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\" style=\"font-size: 14px;text-align: center;\">\n<tr>\n<td>\n <center><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/WTworkshop.png\" width=\"100\" height=\"100\" alt=\"\" style=\"border: 0;width: 100%;max-width: 100px;max-height: 100px;\" class=\"center-on-narrow\"><br \/>\n <\/center>\n <\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Scottsdale Office<br \/><\/strong>8501 E. Princess Dr.<br \/>Suite #210<br \/>Scottsdale, AZ 85255<\/p>\n<p><strong>Thursday, September 15<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"tel:602-753-3563\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n\t\t\t\t\t\t\t\t <span style=\"color:#ffffff\">Call 602-281-3898<\/span><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<\/table>\n<\/tr>\n<\/table><\/div>\n<p> \n <\/td>\n<\/tr>\n<\/table>\n<p> <br \/>\n <br \/>\n\t\t\t<\/table>\n<hr>\n<p> <\/p>\n<p> \n <\/div>\n<p> <\/center><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who is in control of your retirement income? We can help! If your portfolio goes up and down every time a headline hits the news, but your expenses stay the same, is that a problem? Are you concerned about running out of money in retirement? Are taxes eating into your retirement savings, or potentially into […]<\/p>\n","protected":false},"author":1,"featured_media":6465,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"The World Is Full of Uncertainties\",\"datePublished\":\"2016-09-06T15:45:56+00:00\",\"dateModified\":\"2016-09-06T15:46:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\"},\"wordCount\":133,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"datePublished\":\"2016-09-06T15:45:56+00:00\",\"dateModified\":\"2016-09-06T15:46:03+00:00\",\"description\":\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\",\"breadcrumb\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"width\":1798,\"height\":1380},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/americanretirementadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The World Is Full of Uncertainties\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"name\":\"American Retirement Advisors\",\"description\":\"Expert Retirement Planning Advice\",\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/americanretirementadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\",\"name\":\"American Retirement Advisors\",\"alternateName\":\"ARA\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"width\":2560,\"height\":850,\"caption\":\"American Retirement Advisors\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AmericanRetirementAdvisors\",\"https:\/\/www.youtube.com\/americanretire\",\"https:\/\/www.instagram.com\/123easyretire\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\",\"name\":\"David Schaeffer\",\"description\":\"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","twitter_misc":{"Written by":"David Schaeffer","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#article","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/"},"author":{"name":"David Schaeffer","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874"},"headline":"The World Is Full of Uncertainties","datePublished":"2016-09-06T15:45:56+00:00","dateModified":"2016-09-06T15:46:03+00:00","mainEntityOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/"},"wordCount":133,"publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","url":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","name":"American Retirement Advisors 800-568-1095 Expert Advice","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","datePublished":"2016-09-06T15:45:56+00:00","dateModified":"2016-09-06T15:46:03+00:00","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","breadcrumb":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","width":1798,"height":1380},{"@type":"BreadcrumbList","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanretirementadvisors.com\/"},{"@type":"ListItem","position":2,"name":"The World Is Full of Uncertainties"}]},{"@type":"WebSite","@id":"https:\/\/americanretirementadvisors.com\/#website","url":"https:\/\/americanretirementadvisors.com\/","name":"American Retirement Advisors","description":"Expert Retirement Planning Advice","publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanretirementadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/americanretirementadvisors.com\/#organization","name":"American Retirement Advisors","alternateName":"ARA","url":"https:\/\/americanretirementadvisors.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","width":2560,"height":850,"caption":"American Retirement Advisors"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanRetirementAdvisors","https:\/\/www.youtube.com\/americanretire","https:\/\/www.instagram.com\/123easyretire"]},{"@type":"Person","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874","name":"David Schaeffer","description":"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.","url":"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/"}]}},"jetpack_featured_media_url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","jetpack_shortlink":"https:\/\/wp.me\/p6z8IX-1Gj","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/comments?post=6467"}],"version-history":[{"count":3,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6467\/revisions"}],"predecessor-version":[{"id":6470,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6467\/revisions\/6470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media\/6465"}],"wp:attachment":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media?parent=6467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/categories?post=6467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/tags?post=6467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":6467,"date":"2016-09-06T08:45:56","date_gmt":"2016-09-06T15:45:56","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=6467"},"modified":"2016-09-06T08:46:03","modified_gmt":"2016-09-06T15:46:03","slug":"the-world-is-full-of-uncertainties","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","title":{"rendered":"The World Is Full of Uncertainties"},"content":{"rendered":"

\n
\n
\n\t
\n
\n
\n\t<\/title> <\/p>\n<p>\t<br \/>\n\t<\/p>\n<p>\t<br \/>\n\t<\/p>\n<p>\t<br \/>\n\t<br \/>\n\t\t<br \/>\n\t<\/p>\n<p>\t<\/p>\n<p>\t<\/p>\n<style>\n<p>\t\t\/* What it does: Remove spaces around the email design added by some email clients. *\/\n\t\t\/* Beware: It can remove the padding \/ margin and add a background color to the compose a reply window. *\/\n html,\n body {\n\t margin: 0 auto !important;\n padding: 0 !important;\n height: 100% !important;\n width: 100% !important;\n }<\/p>\n<p> \/* What it does: Stops email clients resizing small text. *\/\n * {\n -ms-text-size-adjust: 100%;\n -webkit-text-size-adjust: 100%;\n }<\/p>\n<p> \/* What it does: Centers email on Android 4.4 *\/\n div[style*=\"margin: 16px 0\"] {\n margin:0 !important;\n }<\/p>\n<p> \/* What it does: Stops Outlook from adding extra spacing to tables. *\/\n table,\n td {\n mso-table-lspace: 0pt !important;\n mso-table-rspace: 0pt !important;\n }<\/p>\n<p> \/* What it does: Fixes webkit padding issue. Fix for Yahoo mail table alignment bug. Applies table-layout to the first 2 tables then removes for anything nested deeper. *\/\n table {\n border-spacing: 0 !important;\n border-collapse: collapse !important;\n table-layout: fixed !important;\n margin: 0 auto !important;\n }\n table table table {\n table-layout: auto; \n }<\/p>\n<p> \/* What it does: Uses a better rendering method when resizing images in IE. *\/\n img {\n -ms-interpolation-mode:bicubic;\n }<\/p>\n<p> \/* What it does: A work-around for iOS meddling in triggered links. *\/\n .mobile-link--footer a,\n a[x-apple-data-detectors] {\n color:\"#ffffff\" !important;\n text-decoration: \"#ffffff\" !important;\n }<\/p>\n<p> hr {\n display: block;\n margin-top: 0.5em;\n margin-bottom: 0.5em;\n margin-left: auto;\n margin-right: auto;\n border-style: inset;\n border-width: 2px;\n border-color: forestgreen;\n color: forestgreen;\n } <\/p>\n<\/style>\n<p> <\/p>\n<style>\n<p> \/* What it does: Hover styles for buttons *\/\n .button-td,\n .button-a {\n transition: all 100ms ease-in;\n }\n .button-td:hover,\n .button-a:hover {\n background: #23aa17 !important;\n border-color: #23aa17 !important;\n }<\/p>\n<p> \/* Media Queries *\/\n @media screen and (max-width: 480px) {<\/p>\n<p> \/* What it does: Forces elements to resize to the full width of their container. Useful for resizing images beyond their max-width. *\/\n .fluid,\n .fluid-centered {\n width: 100% !important;\n max-width: 100% !important;\n height: auto !important;\n margin-left: auto !important;\n margin-right: auto !important;\n }\n \/* And center justify these ones. *\/\n .fluid-centered {\n margin-left: auto !important;\n margin-right: auto !important;\n }<\/p>\n<p> \/* What it does: Forces table cells into full-width rows. *\/\n .stack-column,\n .stack-column-center {\n display: block !important;\n width: 100% !important;\n max-width: 100% !important;\n direction: ltr !important;\n }\n \/* And center justify these ones. *\/\n .stack-column-center {\n text-align: center !important;\n }<\/p>\n<p> \/* What it does: Generic utility class for centering. Useful for images, buttons, and nested tables. *\/\n .center-on-narrow {\n text-align: center !important;\n display: block !important;\n margin-left: auto !important;\n margin-right: auto !important;\n float: none !important;\n }\n table.center-on-narrow {\n display: inline-block !important;\n }<\/p>\n<p> }<\/p>\n<\/style>\n<p><\/head><br \/>\n<body width=\"100%\" bgcolor=\"#404f59\" style=\"margin: 0;\"><br \/>\n <center style=\"width: 100%; background: #ffffff;\"><\/p>\n<p> <\/p>\n<div style=\"display:none;font-size:1px;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;mso-hide:all;font-family: sans-serif;\">\n Who is in control of your retirement income? We can help!\n <\/div>\n<p> <\/p>\n<p> <\/p>\n<div style=\"max-width: 680px; margin: auto;\">\n <\/p>\n<p> <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" align=\"middle\" width=\"100%\" style=\"max-width: 680px;\" role=\"presentation\">\n<tr>\n<td style=\"padding: 20px 0; text-align: center\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.53.09-AM.png\" style=\"width: 100%; max-width: 680px;\" alt=\"alt_text\" border=\"0\"><\/td>\n<\/tr>\n<\/table>\n<p> <\/p>\n<p> <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" align=\"center\" width=\"100%\" style=\"max-width: 680px;\" role=\"presentation\">\n <\/p>\n<tr>\n<td bgcolor=\"#ffffff\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\" width=\"680\" height=\"\" alt=\"alt_text\" border=\"0\" align=\"center\" style=\"width: 100%; max-width: 680px;\">\n\t\t\t\t\t<\/td>\n<\/tr>\n<p> <\/p>\n<p> <\/p>\n<tr>\n<td bgcolor=\"#ffffff\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 40px; text-align: center; font-family: sans-serif; font-size: 18px; mso-height-rule: exactly; line-height: 20px; color: #555555;\">\n <strong><br \/>\n If your portfolio goes up and down every time a headline hits the news, but your expenses stay the same, is that a problem?<\/p>\n<hr>\n<p> Are you concerned about running out of money in retirement?<\/p>\n<p><\/p>\n<hr>\n<p> Are taxes eating into your retirement savings, or potentially into your children’s inheritance?<\/p>\n<p> <\/strong><br \/>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n<\/table>\n<\/td>\n<\/tr>\n<p> <\/p>\n<p> <\/p>\n<tr>\n <\/p>\n<td bgcolor=\"#555555\" valign=\"middle\" style=\"text-align: center; background-position: center center !important; background-size: cover !important;\">\n<div>\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"center\" width=\"100%\" style=\"max-width:500px; margin: auto;\">\n<tr>\n<td valign=\"middle\" style=\"text-align: center; padding: 40px 20px; font-family: sans-serif; font-size: 20px; mso-height-rule: exactly; line-height: 23px; color: #ffffff;\">\n <strong><\/p>\n<h1>WE CAN HELP!<\/h1>\n<p><\/strong><br \/>Click below to register for a workshop today!\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/div>\n<p> \n <\/td>\n<\/tr>\n<p> <\/p>\n<p><\/p>\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"center\" width=\"100%\" style=\"max-width:660px;\">\n<tr>\n<td align=\"center\" valign=\"top\" style=\"font-size:0;\">\n <\/p>\n<div style=\"display:inline-block; margin: 0 -2px; max-width:33.33%; min-width:220px; vertical-align:top; width:100%;\" class=\"stack-column\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 10px 0px;\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\" style=\"font-size: 14px;text-align: center;\">\n<tr>\n<td>\n <center><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/SSworkshop.png\" width=\"100\" height=\"100\" alt=\"\" style=\"border: 0;width: 100%;max-width: 100px;max-height: 100px;\" class=\"center-on-narrow\"><br \/>\n <\/center>\n <\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Scottsdale Office<br \/><\/strong>8501 E. Princess Dr.<br \/>Suite #210<br \/>Scottsdale, AZ 85255<\/p>\n<p><strong>Tuesday, September 13<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"https:\/\/www.tfaforms.com\/429223\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n <center><span style=\"color:#ffffff\">Click to register<\/span><\/center><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<\/table>\n<\/tr>\n<\/table><\/div>\n<p> <\/p>\n<div style=\"display:inline-block; margin: 0 -2px; max-width:33.33%; min-width:220px; vertical-align:top; width:100%;\" class=\"stack-column\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 10px 0px;\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\" style=\"font-size: 14px;text-align: center;\">\n<tr>\n<td>\n <center><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/CVIworkshop.png\" width=\"100\" height=\"100\" alt=\"\" style=\"border: 0;width: 100%;max-width: 100px;max-height: 100px;\" class=\"center-on-narrow\"><br \/>\n <\/center>\n <\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Glendale Foothills<br \/> Public Library<\/strong><br \/>19055 N. 57th Ave.<br \/>Glendale, AZ 85308<\/p>\n<p><strong>Monday, September 12<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"https:\/\/www.tfaforms.com\/forms\/view\/436104?tfa_1=tfa_8&tfa_2=tfa_6\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n\t\t\t\t\t\t\t\t <center><span style=\"color:#ffffff\">Click to register<\/span><\/center><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Mustang<br \/> Public Library<\/strong><br \/>10101 N. 90th St.<br \/>Scottsdale, AZ 85258<\/p>\n<p><strong>Wednesday, September 14<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"https:\/\/www.tfaforms.com\/forms\/view\/436104?tfa_1=tfa_5&tfa_2=tfa_3\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n\t\t\t\t\t\t\t\t <center><span style=\"color:#ffffff\">Click to register<\/span><\/center><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<\/tr>\n<\/table>\n<\/tr>\n<\/table><\/div>\n<p> <\/p>\n<div style=\"display:inline-block; margin: 0 -2px; max-width:33.33%; min-width:220px; vertical-align:top; width:100%;\" class=\"stack-column\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\">\n<tr>\n<td style=\"padding: 10px 0px;\">\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" width=\"100%\" style=\"font-size: 14px;text-align: center;\">\n<tr>\n<td>\n <center><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/WTworkshop.png\" width=\"100\" height=\"100\" alt=\"\" style=\"border: 0;width: 100%;max-width: 100px;max-height: 100px;\" class=\"center-on-narrow\"><br \/>\n <\/center>\n <\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: sans-serif; font-size: 15px; mso-height-rule: exactly; line-height: 20px; color: #23aa17; padding-top: 10px;\" class=\"stack-column-center\">\n <center><span style=\"color:#555555\"><br \/><strong>Scottsdale Office<br \/><\/strong>8501 E. Princess Dr.<br \/>Suite #210<br \/>Scottsdale, AZ 85255<\/p>\n<p><strong>Thursday, September 15<br \/>5:30 PM<\/strong><\/span><\/p>\n<p><\/center><br \/>\n\t\t\t\t <\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"center-on-narrow\" style=\"float:center;\">\n<tr>\n<td style=\"border-radius: 3px; background: #222222; text-align: center;\" class=\"button-td\">\n\t\t\t\t\t <a href=\"tel:602-753-3563\" style=\"background: #000066; border: 10px solid #000066; font-family: sans-serif; font-size: 10px; line-height: 1; text-align: center; text-decoration: none; display: block; border-radius: 3px; font-weight: bold;\" class=\"button-a\"><br \/>\n\t\t\t\t\t\t\t\t <span style=\"color:#ffffff\">Call 602-281-3898<\/span><br \/>\n\t\t\t\t\t\t\t\t <\/a>\n <\/td>\n<\/tr>\n<\/table>\n<p> \n <\/td>\n<\/table>\n<\/tr>\n<\/table><\/div>\n<p> \n <\/td>\n<\/tr>\n<\/table>\n<p> <br \/>\n <br \/>\n\t\t\t<\/table>\n<hr>\n<p> <\/p>\n<p> \n <\/div>\n<p> <\/center><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who is in control of your retirement income? We can help! If your portfolio goes up and down every time a headline hits the news, but your expenses stay the same, is that a problem? Are you concerned about running out of money in retirement? Are taxes eating into your retirement savings, or potentially into […]<\/p>\n","protected":false},"author":1,"featured_media":6465,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"The World Is Full of Uncertainties\",\"datePublished\":\"2016-09-06T15:45:56+00:00\",\"dateModified\":\"2016-09-06T15:46:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\"},\"wordCount\":133,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"datePublished\":\"2016-09-06T15:45:56+00:00\",\"dateModified\":\"2016-09-06T15:46:03+00:00\",\"description\":\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\",\"breadcrumb\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png\",\"width\":1798,\"height\":1380},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/americanretirementadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The World Is Full of Uncertainties\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"name\":\"American Retirement Advisors\",\"description\":\"Expert Retirement Planning Advice\",\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/americanretirementadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\",\"name\":\"American Retirement Advisors\",\"alternateName\":\"ARA\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"width\":2560,\"height\":850,\"caption\":\"American Retirement Advisors\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AmericanRetirementAdvisors\",\"https:\/\/www.youtube.com\/americanretire\",\"https:\/\/www.instagram.com\/123easyretire\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\",\"name\":\"David Schaeffer\",\"description\":\"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","twitter_misc":{"Written by":"David Schaeffer","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#article","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/"},"author":{"name":"David Schaeffer","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874"},"headline":"The World Is Full of Uncertainties","datePublished":"2016-09-06T15:45:56+00:00","dateModified":"2016-09-06T15:46:03+00:00","mainEntityOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/"},"wordCount":133,"publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","url":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/","name":"American Retirement Advisors 800-568-1095 Expert Advice","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","datePublished":"2016-09-06T15:45:56+00:00","dateModified":"2016-09-06T15:46:03+00:00","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","breadcrumb":{"@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#primaryimage","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","width":1798,"height":1380},{"@type":"BreadcrumbList","@id":"https:\/\/americanretirementadvisors.com\/the-world-is-full-of-uncertainties\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanretirementadvisors.com\/"},{"@type":"ListItem","position":2,"name":"The World Is Full of Uncertainties"}]},{"@type":"WebSite","@id":"https:\/\/americanretirementadvisors.com\/#website","url":"https:\/\/americanretirementadvisors.com\/","name":"American Retirement Advisors","description":"Expert Retirement Planning Advice","publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanretirementadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/americanretirementadvisors.com\/#organization","name":"American Retirement Advisors","alternateName":"ARA","url":"https:\/\/americanretirementadvisors.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","width":2560,"height":850,"caption":"American Retirement Advisors"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanRetirementAdvisors","https:\/\/www.youtube.com\/americanretire","https:\/\/www.instagram.com\/123easyretire"]},{"@type":"Person","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874","name":"David Schaeffer","description":"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.","url":"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/"}]}},"jetpack_featured_media_url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2016\/08\/2016-SEPT-NEW.png","jetpack_shortlink":"https:\/\/wp.me\/p6z8IX-1Gj","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/comments?post=6467"}],"version-history":[{"count":3,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6467\/revisions"}],"predecessor-version":[{"id":6470,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/6467\/revisions\/6470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media\/6465"}],"wp:attachment":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media?parent=6467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/categories?post=6467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/tags?post=6467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}