{"id":4833,"date":"2015-08-13T09:29:54","date_gmt":"2015-08-13T16:29:54","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=4833"},"modified":"2015-08-13T09:41:55","modified_gmt":"2015-08-13T16:41:55","slug":"success-story-of-the-month-2","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/","title":{"rendered":"Success Story of the Month"},"content":{"rendered":"<h2><strong>Learn that \u201cNo\u201d can be an Answe<\/strong><strong>r<\/strong><\/h2>\n<p><strong>[spacer height=&#8221;2px&#8221;]<\/strong><\/p>\n<h5><em>By David S. Edg<\/em><em>e<\/em><\/h5>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Bert and Dawn have been wonderful parents who wanted everything for their kids. Both parents ran successful and profitable businesses and they, of course, sent the kids to the best schools, bought clothes and sporting equipment, musical instruments, cars,\u00a0<em>and<\/em>\u00a0paid for college degrees at top of the<br \/>\nline universities.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>As their children grew up and moved out, Bert and Dawn starting thinking about retirement.\u00a0\u00a0They came to our office for a Discovery Meeting and met with our team of advisors after attending one of our many free Financial\u00a0Retirement Workshops.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>As we started reviewing their options, one thing was clear. They didn\u2019t have enough retirement savings to maintain their current lifestyle. So we took them through an exercise to see where their money was going. Lo and behold, all the extra funds they were earning\u00a0<em>were still going\u00a0<\/em>to\u00a0their kids!!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Turns out that Mom and Dad had helped finance both grown childrens\u2019 home purchases, which were well beyond both kids\u2019 income.\u00a0\u00a0They not only helped with the down payments but were also continuing to give financial assistance for the monthly mortgages as well as all the other birthday, Christmas, gifts, repairs, etc.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>It came down to one simple thing. Bert and Dawn had never learned to say \u201cNo.\u201d<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Another issue that came to light during discussions with our team was that they still had their five-bedroom house even though it was just the two of them. A good portion of income was going for upkeep on the \u201cbig house.\u201d Bert also stated that they both knew they needed to downsize, but Dawn did not want to, as the house had too many wonderful family memories.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>All parents want to help their children get a \u201cleg up,\u201d so to say, in this modern expensive world, but at some point the kids have to become self-sufficient.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>We realize that some of the most important decisions are also the most difficult to make. Bert and Dawn had to make the decision to put each other first and start earmarking their hard-earned money for<br \/>\ntheir retirement.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>As the team continued to review the four areas of retirement planning, a blueprint started to evolve to cover not only Bert and Dawn\u2019s financial concerns but also, health, long-term care, and their estate.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>By turning off the spigot of their cash flow to the kids, our team was able to show them how the plan we recommended would allow them to grow their retirement income to cover not only their health care, but show them how the plan would continue their income as well as cover long-term care! It also allowed them to create a Trust that planned who, what, and when, their kids and grandkids would receive what Bert and Dawn wanted to leave them as a legacy.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>More importantly, we were able to create enough funding in the customized financial plan that allowed Bert and Dawn to keep their much beloved big house!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Dawn was ecstatic!!!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>In the end, when their plan was finished, they both felt that the roadmap our planners created was clear and they knew exactly what to do, what to expect, and when. It was specific and left no doubt about results for the next twenty years of their lives.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Call us with the question of:<\/p>\n<blockquote><p>\u201cthis is what we want our retirement to look like and this is what we have to work with.\u201d<\/p><\/blockquote>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Let our professional team help\u00a0before\u00a0you make these important retirement decisions.<\/p>\n<h4 style=\"text-align: left;\">[spacer height=&#8221;10px&#8221;]<\/h4>\n<p><a href=\"https:\/\/americanretirementadvisors.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-4834\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png\" alt=\"family\" width=\"338\" height=\"223\" srcset=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png 1016w, https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family-300x198.png 300w, https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family-207x136.png 207w, https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family-430x283.png 430w\" sizes=\"(max-width: 338px) 100vw, 338px\" \/><\/a><\/p>\n<h4 style=\"text-align: left;\"><\/h4>\n<p>[spacer height=&#8221;10px&#8221;]<\/p>\n<h4 style=\"text-align: left;\"><strong><em>Click <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/2015-August_www.americanretirementadvisors.com_Final.pdf\" target=\"_blank\">here<\/a><\/span>\u00a0\u00a0for the full version of the August Newsletter.<\/em><\/strong><\/h4>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn that \u201cNo\u201d can be an Answer [spacer height=&#8221;2px&#8221;] By David S. Edge [spacer height=&#8221;20px&#8221;] Bert and Dawn have been wonderful parents who wanted everything for their kids. Both parents ran successful and profitable businesses and they, of course, sent the kids to the best schools, bought clothes and sporting equipment, musical instruments, cars,\u00a0and\u00a0paid for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4834,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9,13,22,15],"tags":[],"class_list":["post-4833","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estate-planning","category-investments","category-retirement-planning","category-savings"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"Success Story of the Month\",\"datePublished\":\"2015-08-13T16:29:54+00:00\",\"dateModified\":\"2015-08-13T16:41:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/\"},\"wordCount\":663,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png\",\"articleSection\":[\"Estate Planning\",\"Investments\",\"Retirement Planning\",\"Savings\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png\",\"datePublished\":\"2015-08-13T16:29:54+00:00\",\"dateModified\":\"2015-08-13T16:41:55+00:00\",\"description\":\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\",\"breadcrumb\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png\",\"width\":1016,\"height\":671},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/americanretirementadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Success Story of the Month\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"name\":\"American Retirement Advisors\",\"description\":\"Expert Retirement Planning Advice\",\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/americanretirementadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\",\"name\":\"American Retirement Advisors\",\"alternateName\":\"ARA\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"width\":2560,\"height\":850,\"caption\":\"American Retirement Advisors\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AmericanRetirementAdvisors\",\"https:\/\/www.youtube.com\/americanretire\",\"https:\/\/www.instagram.com\/123easyretire\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\",\"name\":\"David Schaeffer\",\"description\":\"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/","twitter_misc":{"Written by":"David Schaeffer","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#article","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/"},"author":{"name":"David Schaeffer","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874"},"headline":"Success Story of the Month","datePublished":"2015-08-13T16:29:54+00:00","dateModified":"2015-08-13T16:41:55+00:00","mainEntityOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/"},"wordCount":663,"commentCount":0,"publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png","articleSection":["Estate Planning","Investments","Retirement Planning","Savings"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/","url":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/","name":"American Retirement Advisors 800-568-1095 Expert Advice","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png","datePublished":"2015-08-13T16:29:54+00:00","dateModified":"2015-08-13T16:41:55+00:00","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","breadcrumb":{"@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#primaryimage","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png","width":1016,"height":671},{"@type":"BreadcrumbList","@id":"https:\/\/americanretirementadvisors.com\/success-story-of-the-month-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanretirementadvisors.com\/"},{"@type":"ListItem","position":2,"name":"Success Story of the Month"}]},{"@type":"WebSite","@id":"https:\/\/americanretirementadvisors.com\/#website","url":"https:\/\/americanretirementadvisors.com\/","name":"American Retirement Advisors","description":"Expert Retirement Planning Advice","publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanretirementadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/americanretirementadvisors.com\/#organization","name":"American Retirement Advisors","alternateName":"ARA","url":"https:\/\/americanretirementadvisors.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","width":2560,"height":850,"caption":"American Retirement Advisors"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanRetirementAdvisors","https:\/\/www.youtube.com\/americanretire","https:\/\/www.instagram.com\/123easyretire"]},{"@type":"Person","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874","name":"David Schaeffer","description":"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.","url":"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/"}]}},"jetpack_featured_media_url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/08\/family.png","jetpack_shortlink":"https:\/\/wp.me\/p6z8IX-1fX","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/4833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/comments?post=4833"}],"version-history":[{"count":13,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/4833\/revisions"}],"predecessor-version":[{"id":4847,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/4833\/revisions\/4847"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media\/4834"}],"wp:attachment":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media?parent=4833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/categories?post=4833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/tags?post=4833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}