{"id":4777,"date":"2015-08-06T10:12:05","date_gmt":"2015-08-06T17:12:05","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=4777"},"modified":"2015-08-06T10:19:19","modified_gmt":"2015-08-06T17:19:19","slug":"why-am-i-me","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/","title":{"rendered":"Why Am I Me?"},"content":{"rendered":"<h1><\/h1>\n<h3><strong>It <em><u>was<\/u><\/em> a Sure Thing. (<em>Yeahhhh right<\/em>).<\/strong><\/h3>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>&nbsp;<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p><strong>Sure Thing?\u00a0 Shoo-In?\u00a0 All Sewn Up?\u00a0 Forgone Conclusion?\u00a0 Open and Shut?\u00a0 Surefire?<\/strong><\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>It\u2019s funny how we sometimes look at an opportunity on the surface and think to ourselves <em>Wow! That looks like a <strong>sure thing<\/strong>!<\/em> But in retrospect it turned out not to be so great?<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>As you review your life and look forward to life over the next 10-20 years, what <strong><em>were<\/em><\/strong> the <strong><em>sure things<\/em><\/strong> in the past, and what <strong><em>are<\/em><\/strong> the <strong><em>sure things<\/em><\/strong> in your future?<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>More importantly what made them <strong><em>sure things<\/em><\/strong>?\u00a0 Did you learn the difference between <strong><em>sure things<\/em><\/strong> and <strong><em><u>bogus<\/u> sure things<\/em><\/strong>?<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>For me, <strong><em>sure things<\/em><\/strong> in the past were I knew that, no matter what, I wanted to be the first of the three boys in our family to graduate from the university. I did!! I wanted to be the first to learn to drive and get my driver\u2019s license before my twin brother. I did!! I knew I wanted to be married, have children, and be a successful businessman by age 30. I did!!!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Now the <strong><em>sure things<\/em><\/strong> going forward are a tad bit fuzzy because we all know that nothing is for certain except death and taxes. I know I want to continue to do a bit of traveling after retirement, enjoy a few dinners out with the wife, and give some occasional financial assistance to family members without feeling the pinch. In general, just maintain my lifestyle to a certain degree of expectation.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>While there is rarely a <strong><em>sure thing,<\/em><\/strong> most of us have learned by this point in our life, that a little elbow grease or due diligence is always required when making a decision. More than once I can remember my mom telling us boys that the \u201cdevil is in the details\u201d when making a serious decision about something. <strong>Do your homework!<\/strong><\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>When making decisions about what to do with retirement funds, I get folks asking me all the time about this product or that product, or which fund is the best of the bunch, or is a bank or insurance product better than another?<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>What most folks don\u2019t realize is that you have to decide what <strong><em>you want your funds to do <\/em><\/strong>first!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>With thousands of retirement products on the market which one is best? There is no one answer. The correct answer is which product is most appropriate for what <em>you<\/em> need the fund to do <em>for you<\/em> in your portfolio!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>When building a retirement plan, it\u2019s best to look at what you already have and see if you can keep it and use it for a purpose in retirement. Many financial products are for accumulation, not distribution. The minute you task a financial fund or product with paying you income in retirement instead of just accumulation, <strong>you have changed the entire expectation of that fund<\/strong>.<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Many of these accumulation products you had while working and adding to your retirement funds via a paycheck were great for long-term growth, but the minute you try to take income, and the market takes a downward turn after you have retired, what happens? You\u2019ve now lost money and no longer have a paycheck coming in to replace the principal you lost! So you really can\u2019t afford to gamble!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p>Most folks will outlive their retirement funds because of one thing. They didn\u2019t do their homework, and more importantly, they didn\u2019t seek professional assistance with their retirement funds. Statistics currently state that over 70% of retirees will need long-term care at some point. Have you planned for this occurrence? <strong>Long-term care is the #1 cause of bankruptcy<\/strong> of retirees. \u00a0Over 80% of Mutual funds will underperform and only the top 10% will perform better than expected. In layman\u2019s terms this means most folks will outlive their retirement funds!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p><strong><em><u>Don\u2019t be one of them<\/u><\/em><\/strong><u>!!!<\/u> Don\u2019t you want a <strong><em>sure thing<\/em><\/strong>? Get professional help with your retirement plan! There are multiple ways to address long-term care than just purchasing a policy! There are great products on the market that are just for creating guaranteed income for retirement! Want to know what your <strong><em>sure things<\/em><\/strong> are for retirement? Call us! We know a team of folks who can help!<\/p>\n<p>[spacer height=&#8221;20px&#8221;]<\/p>\n<p><a href=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-4750 alignright\" src=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg\" alt=\"edge\" width=\"190\" height=\"230\" srcset=\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg 190w, https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge-140x170.jpg 140w\" sizes=\"(max-width: 190px) 100vw, 190px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\"><b>David S. Edge \u00a0<\/b><\/p>\n<p style=\"text-align: right;\"><b><i>Healthcare &amp; Retirement \u00a0<\/i><\/b><\/p>\n<p style=\"text-align: right;\"><b><i>Planning Professional \u00a0<\/i><\/b><\/p>\n<p style=\"text-align: right;\"><i>Utilizing fact-based decision making to<br \/>\nprotect your retirement lifestyle! \u00a0<\/i><\/p>\n<p style=\"text-align: right;\">\n<p style=\"text-align: left;\"><strong><em>Follow this link for the full version of the August newsletter:<\/em><\/strong><\/p>\n<p style=\"text-align: left;\">[spacer height=&#8221;20px&#8221;]<\/p>\n<p>https:\/\/americanretirementadvisors.com\/monthly-newsletter\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It was a Sure Thing. (Yeahhhh right). [spacer height=&#8221;20px&#8221;] &nbsp; [spacer height=&#8221;20px&#8221;] Sure Thing?\u00a0 Shoo-In?\u00a0 All Sewn Up?\u00a0 Forgone Conclusion?\u00a0 Open and Shut?\u00a0 Surefire? [spacer height=&#8221;20px&#8221;] It\u2019s funny how we sometimes look at an opportunity on the surface and think to ourselves Wow! That looks like a sure thing! But in retrospect it turned out [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[55],"class_list":["post-4777","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-american-retirement-advisors"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"Why Am I Me?\",\"datePublished\":\"2015-08-06T17:12:05+00:00\",\"dateModified\":\"2015-08-06T17:19:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/\"},\"wordCount\":796,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg\",\"keywords\":[\"American Retirement Advisors\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg\",\"datePublished\":\"2015-08-06T17:12:05+00:00\",\"dateModified\":\"2015-08-06T17:19:19+00:00\",\"description\":\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\",\"breadcrumb\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/americanretirementadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why Am I Me?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"name\":\"American Retirement Advisors\",\"description\":\"Expert Retirement Planning Advice\",\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/americanretirementadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\",\"name\":\"American Retirement Advisors\",\"alternateName\":\"ARA\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"width\":2560,\"height\":850,\"caption\":\"American Retirement Advisors\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AmericanRetirementAdvisors\",\"https:\/\/www.youtube.com\/americanretire\",\"https:\/\/www.instagram.com\/123easyretire\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\",\"name\":\"David Schaeffer\",\"description\":\"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/","twitter_misc":{"Written by":"David Schaeffer","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#article","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/"},"author":{"name":"David Schaeffer","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874"},"headline":"Why Am I Me?","datePublished":"2015-08-06T17:12:05+00:00","dateModified":"2015-08-06T17:19:19+00:00","mainEntityOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/"},"wordCount":796,"commentCount":0,"publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg","keywords":["American Retirement Advisors"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/americanretirementadvisors.com\/why-am-i-me\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/","url":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/","name":"American Retirement Advisors 800-568-1095 Expert Advice","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg","datePublished":"2015-08-06T17:12:05+00:00","dateModified":"2015-08-06T17:19:19+00:00","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","breadcrumb":{"@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanretirementadvisors.com\/why-am-i-me\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#primaryimage","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2015\/07\/edge.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/americanretirementadvisors.com\/why-am-i-me\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanretirementadvisors.com\/"},{"@type":"ListItem","position":2,"name":"Why Am I Me?"}]},{"@type":"WebSite","@id":"https:\/\/americanretirementadvisors.com\/#website","url":"https:\/\/americanretirementadvisors.com\/","name":"American Retirement Advisors","description":"Expert Retirement Planning Advice","publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanretirementadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/americanretirementadvisors.com\/#organization","name":"American Retirement Advisors","alternateName":"ARA","url":"https:\/\/americanretirementadvisors.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","width":2560,"height":850,"caption":"American Retirement Advisors"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanRetirementAdvisors","https:\/\/www.youtube.com\/americanretire","https:\/\/www.instagram.com\/123easyretire"]},{"@type":"Person","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874","name":"David Schaeffer","description":"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.","url":"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/"}]}},"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p6z8IX-1f3","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/4777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/comments?post=4777"}],"version-history":[{"count":9,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/4777\/revisions"}],"predecessor-version":[{"id":4785,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/4777\/revisions\/4785"}],"wp:attachment":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media?parent=4777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/categories?post=4777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/tags?post=4777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}