{"id":212407,"date":"2022-07-25T16:45:21","date_gmt":"2022-07-25T23:45:21","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=212407"},"modified":"2022-07-25T16:45:28","modified_gmt":"2022-07-25T23:45:28","slug":"what-goes-up-must-come-down-or-does-it-july-2022","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/","title":{"rendered":"What goes up must come down&#8230; or does it? &#8211; July 2022"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22&#8243;][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.4.4&#8243; hover_enabled=&#8221;0&#8243; admin_label=&#8221;Text&#8221;]<\/p>\n<p>We&#8217;ve all heard it, and now\u2026 and if you have been around the block a few times, you have already experienced it. The cost of gas is at\u00a0 historic highs after years of historic lows, and interest rates are climbing back up after being at what feels like nearly zero for quite some time. Even as I write this in June, summer lets us know it&#8217;s already here with temperatures rising earlier than ever!<\/p>\n<p>But it&#8217;s not all doom and gloom, though! There are some good highs too! For instance, 96% of hospitalized individuals here in Arizona are NOT being treated for any COVID variant. In addition, shipping containers carrying goods across the ocean are now flowing freely without the bottlenecks of late. Which should improve access to some goods we have had trouble obtaining for a long time. Thankfully, even formula (for my granddaughter) is back on the shelves!<\/p>\n<p>There will always be ups and downs, but how you deal with them matters. Like we tell folks when they come to us for retirement planning, we cannot time the market, but we can insulate from down times like these and capitalize on the up that comes after. So get ready, better times are coming.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We&#8217;ve all heard it, and now\u2026 and if you have been around the block a few times, you have already experienced it. The cost of gas is at\u00a0 historic highs after years of historic lows, and interest rates are climbing back up after being at what feels like nearly zero for quite some time. Even [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":212402,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[111],"tags":[],"class_list":["post-212407","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-american-retirement-advisor-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"What goes up must come down&#8230; or does it? &#8211; July 2022\",\"datePublished\":\"2022-07-25T23:45:21+00:00\",\"dateModified\":\"2022-07-25T23:45:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/\"},\"wordCount\":273,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2022\/07\/DS_July-2022.png\",\"articleSection\":[\"The American Retirement Advisor Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/what-goes-up-must-come-down-or-does-it-july-2022\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2022\/07\/DS_July-2022.png\",\"datePublished\":\"2022-07-25T23:45:21+00:00\",\"dateModified\":\"2022-07-25T23:45:28+00:00\",\"description\":\"American Retirement Advisors, David P. 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Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. 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