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Marty has been on his Medicare Advantage Plan for years and enjoyed the many benefits of an all-in-one network plan. Doctors, hospitals, labs, and prescriptions all rolled into one card. He has had his primary care physician for years and didn\u2019t see any reason to switch plans. So, he never checked his plan during the Annual Election Period and just assumed it would be the same for the next calendar year.<\/p>\n
So as the new year started, he called his primary care doctor and asked for an appointment and the receptionist asked what his insurance company plan was as they were updating his client file. \u201cWhy it\u2019s the same plan I\u2019ve had for years\u201d he replied.<\/p>\n
\u201cOh, your doctor is no longer on that plan, so you\u2019ll have to go somewhere else\u201d the receptionist calmly explained to him. \u201cBut I\u2019ve been coming here for years\u201d Marty was quick to exclaim! Faced with having to pick a new Primary Care Physician left Marty in a funk and he muttered to himself \u201cnow what\u201d? Later that day while he was taking the trash can to the street, he bumped into his neighbor, Nash, and was lamenting his issue with his doctor. Nash was kind enough to let him know he hasn\u2019t necessarily lost his doctor. \u201cYou need help and I know just the folks that can help\u201d as he gave Marty a business card he fished out of his wallet.<\/p>\n
\u201cAmerican Retirement Advisors\u201d? Marty said out loud. \u201cYep! Give them a call\u201d Nash encouraged.<\/p>\n
As with all phone calls, we asked how can we help? After hearing Marty\u2019s dilemma, we performed quick research on his Primary Care Physician and found that he was on several other Medicare Advantage plans in Marty\u2019s geographic area. \u201cBut I missed AEP so I can\u2019t change until next year\u201d, he complained. We took this opportunity to let him know that as of last year there is a new enrollment period called Open Enrollment Period and it\u2019s for people like Marty who lost their Doctors on a Medicare Advantage Plan. Each year, from January 1 through March 31, you get a sort of a \u201cdo-over\u201d if you meet the requirements.<\/p>\n
In the end, Marty was very happy he made the call, and we found a different Medicare Advantage Plan for him so that he could keep his doctor. In fact, the great news was that his new Medicare Advantage plan had some extra benefits his old plan didn\u2019t!<\/p>\n
If you have this situation happening to you? Call us! We can help.<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Marty has been on his Medicare Advantage Plan for years and enjoyed the many benefits of an all-in-one network plan. Doctors, hospitals, labs, and prescriptions all rolled into one card. He has had his primary care physician for years and didn\u2019t see any reason to switch plans. So, he never checked his plan during the […]<\/p>\n","protected":false},"author":5377,"featured_media":210188,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[111],"tags":[],"class_list":["post-210243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-american-retirement-advisor-blog"],"yoast_head":"\n