{"id":207142,"date":"2019-03-05T08:00:05","date_gmt":"2019-03-05T15:00:05","guid":{"rendered":"https:\/\/americanretirementadvisors.com\/?p=207142"},"modified":"2019-02-28T08:05:50","modified_gmt":"2019-02-28T15:05:50","slug":"blah-blah-blah-2019","status":"publish","type":"post","link":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/","title":{"rendered":"Blah, Blah, Blah 2019"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243;][et_pb_row][et_pb_column type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;3.0.101&#8243; background_layout=&#8221;light&#8221;]<\/p>\n<p>The Market is up\u2026 well, not really, but sort of\u2026 HUH? Don\u2019t you get tired of the Blah, Blah, Blah, on television? I sure do! To tell the truth, I don\u2019t watch much broadcast television. I can\u2019t take it. Between the commercials selling drugs that are too expensive for many of my clients, to the lively discussions from the national news personalities, UGH! Don\u2019t get me started on the FAKE phone calls that are nonstop. Wow, I\u2019m ranting; guess I am human.<\/p>\n<p>About the markets.<\/p>\n<p>The past 12 months for nice folks that are not yet our clients, I\u2019m sorry. The past 12 months was just a waste of a year. The S&amp;P is back to where it was a year ago. That\u2019s good news unless you rely on the market\u2019s performance for your retirement income. (<em>We always earn our clients a positive return<\/em>.)<br \/>\nPundits are saying all kinds of things. Markets going to go this way and that. I\u2019m so happy our retirement income clients are not riding the \u201cWall Street Roller Coaster\u201d anymore.<\/p>\n<p>I did a little research on the enormous number of calls everyone is receiving. Many are scams, like the fake student loan or IRS calls. Most are actually calls made from a couple of companies that have made a business from an obscure law that requires phone companies to pay third parties to call every number in existence and get paid. This is an abuse of the law, but it\u2019s actually on the books. Go figure.<\/p>\n<p>The good news is we all have choices! Watch streaming services like Netflix for entertainment. Watch the BBC for news about our country. Watch Bloomberg about the financial markets. Use Good Rx and Canadian pharmacies to make sure you\u2019re getting the lowest cost possible on your prescriptions. Find a high-quality, independent retirement income planner to assure your income is insulated from the volatile financial markets and then\u2026<\/p>\n<p>&nbsp;<\/p>\n<h3>\n<strong>Have a nice day.<\/strong><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_row et_pb_row_0 et_pb_row_empty\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div> The Market is up\u2026 well, not really, but sort of\u2026 HUH? Don\u2019t you get tired of the Blah, Blah, Blah, on television? I sure do! To tell the truth, I don\u2019t watch much broadcast television. I can\u2019t take it. Between the commercials selling drugs that are too expensive for many of my clients, to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":207139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[111],"tags":[],"class_list":["post-207142","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-american-retirement-advisor-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Retirement Advisors 800-568-1095 Expert Advice<\/title>\n<meta name=\"description\" content=\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Schaeffer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/\"},\"author\":{\"name\":\"David Schaeffer\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\"},\"headline\":\"Blah, Blah, Blah 2019\",\"datePublished\":\"2019-03-05T15:00:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/\"},\"wordCount\":369,\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg\",\"articleSection\":[\"The American Retirement Advisor Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/\",\"name\":\"American Retirement Advisors 800-568-1095 Expert Advice\",\"isPartOf\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg\",\"datePublished\":\"2019-03-05T15:00:05+00:00\",\"description\":\"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER\",\"breadcrumb\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg\",\"width\":960,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/americanretirementadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blah, Blah, Blah 2019\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#website\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"name\":\"American Retirement Advisors\",\"description\":\"Expert Retirement Planning Advice\",\"publisher\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/americanretirementadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#organization\",\"name\":\"American Retirement Advisors\",\"alternateName\":\"ARA\",\"url\":\"https:\/\/americanretirementadvisors.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"contentUrl\":\"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png\",\"width\":2560,\"height\":850,\"caption\":\"American Retirement Advisors\"},\"image\":{\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AmericanRetirementAdvisors\",\"https:\/\/www.youtube.com\/americanretire\",\"https:\/\/www.instagram.com\/123easyretire\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874\",\"name\":\"David Schaeffer\",\"description\":\"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.\",\"url\":\"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"American Retirement Advisors 800-568-1095 Expert Advice","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/","twitter_misc":{"Written by":"David Schaeffer","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#article","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/"},"author":{"name":"David Schaeffer","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874"},"headline":"Blah, Blah, Blah 2019","datePublished":"2019-03-05T15:00:05+00:00","mainEntityOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/"},"wordCount":369,"publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg","articleSection":["The American Retirement Advisor Blog"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/","url":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/","name":"American Retirement Advisors 800-568-1095 Expert Advice","isPartOf":{"@id":"https:\/\/americanretirementadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage"},"thumbnailUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg","datePublished":"2019-03-05T15:00:05+00:00","description":"American Retirement Advisors, David P. Schaeffer, Retirement Advisor, Retirement Defender, Insure your savings, Save your Savings from Wall Street. IRA, Annuity, 401k, Safe Savings, Never lost a penny of my clients money EVER","breadcrumb":{"@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#primaryimage","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg","width":960,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/americanretirementadvisors.com\/blah-blah-blah-2019\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanretirementadvisors.com\/"},{"@type":"ListItem","position":2,"name":"Blah, Blah, Blah 2019"}]},{"@type":"WebSite","@id":"https:\/\/americanretirementadvisors.com\/#website","url":"https:\/\/americanretirementadvisors.com\/","name":"American Retirement Advisors","description":"Expert Retirement Planning Advice","publisher":{"@id":"https:\/\/americanretirementadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanretirementadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/americanretirementadvisors.com\/#organization","name":"American Retirement Advisors","alternateName":"ARA","url":"https:\/\/americanretirementadvisors.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/","url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","contentUrl":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2025\/07\/ARA-Long-Color-with-Tag-scaled.png","width":2560,"height":850,"caption":"American Retirement Advisors"},"image":{"@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanRetirementAdvisors","https:\/\/www.youtube.com\/americanretire","https:\/\/www.instagram.com\/123easyretire"]},{"@type":"Person","@id":"https:\/\/americanretirementadvisors.com\/#\/schema\/person\/5572a51be4fd98c2a88945215f1b7874","name":"David Schaeffer","description":"For over 12 years, David Schaeffer has been advising folks just like you on how to navigate the mysteries of Medicare. Thousands of retiree\u2019s including past employees of American Airlines, Banner Healthcare, Boeing, Honeywell, IBM, Intel, Pitney Bowes, and the State of Arizona have gone to Mr. Schaeffer for his expertise in transitioning from group and individual health plans to Medicare. You may recognize Mr. Schaeffer from his articles on the changes in Medicare in \u201cThe American Retirement Advisor\u201d on Money Radio 1510am. Additionally he has founded several online self service web sites to provide research previously not available to the general public, such as 123Easy Medicare.com, providing side by side comparisons of every choice facing a person new to Medicare. Mr. Schaeffer is one of only 7000 retirement planners to have been awarded the Certified Senior Advisor (CSA) designation in the United States. This designation certifies his proficiency via 20 part program covering retirement planning and finances and of course healthcare planning. Mr. Schaeffer lives in Cave Creek with his wife, Thea, and their two children; when he\u2019s not busy educating retiree\u2019s on ways to preserve their quality of life, he likes to work on lowering his golf handicap.","url":"https:\/\/americanretirementadvisors.com\/author\/theadmin1\/"}]}},"jetpack_featured_media_url":"https:\/\/americanretirementadvisors.com\/wp-content\/uploads\/2019\/02\/DS-Feature.jpg","jetpack_shortlink":"https:\/\/wp.me\/p6z8IX-RT0","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/207142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/comments?post=207142"}],"version-history":[{"count":3,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/207142\/revisions"}],"predecessor-version":[{"id":207145,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/posts\/207142\/revisions\/207145"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media\/207139"}],"wp:attachment":[{"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/media?parent=207142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/categories?post=207142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanretirementadvisors.com\/wp-json\/wp\/v2\/tags?post=207142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}